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Health Insurance

3 practice questionsPublic HealthStep-by-step solutions

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1

The principle of 'risk pooling' in health insurance means:

A.Only the sick pay premiums
B.Contributions from many spread the cost of care for the few who fall ill
C.Care is free with no funding
D.Premiums rise with each claim
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2

A 'co-payment' in health insurance is:

A.The full cost of care
B.A fixed amount the insured pays for a service
C.A government grant
D.A type of vaccine
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3

Health insurance protects individuals mainly by:

A.Curing all diseases automatically
B.Providing financial protection against the cost of medical care
C.Replacing doctors
D.Eliminating the need for hospitals
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